Risk Management Services

An Experienced Partner in Risk Management

Risk Management Services (RMS) is designed for customers seeking alternatives to guaranteed workers’ compensation plans, such as retrospective rating and large deductible plans. RMS provides our agents and prospective policyholders an opportunity to utilize United Heartland’s extensive experience to more effectively manage their overall cost of risk.

With Risk Management Services, all services are bundled into a comprehensive package that reduces the overall cost of the program. These include:

  • Proactive claim and medical management services that help to reduce the overall cost of risk, including use of our patented Care Analytics® platform to connect the injured worker with an experienced occupational physician. As a result, our overall average claims costs are 24% below the industry average.1
  • Loss control experts who develop individual loss control strategies for each location.
  • Client relation consultants who act as a single point of contact for customers and assist in servicing every aspect of the account.
  • A risk management information system that allows you to stay on top of your losses and can be customized to best suit your needs.

To learn more about Risk Management Services, call 800-258-2667.

1 Accident year data from 2013-2017 (excluding medical only loss amounts) and 2013-2017 industry data from NCCI, WCIRB (CA), NYIRB and NJCIRB.